Looking to buy or refinance a home? Fairfax County has plenty of financial institutions ready to guide you through an often complex, stressful process.
Here are the top mortgage lenders in Fairfax, Virginia. They offer a range of financing options with expert consultants on hand to offer advice and identify a plan that suits your needs.
Top vote getters
1. Prosperity Home Mortgage
3060 Williams Drive, Suite 600, Fairfax
A subsidiary of the residential real estate broker HomeServices of America, Prosperity Home Mortgage offers national reach with a local touch. Consultants at its hundreds of branches across the country, including its Merrifield headquarters, earn rave reviews for their knowledge of the local housing market and diligent customer service.
2. Navy Federal Credit Union
820 Follin Lane SE, Vienna
The largest employer in the Town of Vienna, Navy Federal launched during the Great Depression and now serves millions of military servicemembers, veterans, Department of Defense employees and their families. It offers a variety of home and business financial services, including mortgages and home equity loans.
3. Embrace Home Loans
10306 Eaton Place, Suite 100, Fairfax
Embrace Home Loans has evolved since it started as Advanced Financial Services in the 1980s, but it remains “committed to finding the best loan for every borrower,” from first-time homebuyers to longtime property owners looking to consolidate debt.
Other notable spots
Return to: FFXnow Readers’ Choice
Last vote: Poll: The best mortgage lender in Fairfax County
Last updated: June 19, 2026